Analisis Tingkat Keberhasilan Pinjaman Bergulir PNPM Mandiri Perkotaan Berdasarkan Tingkat Konsumsi Masyarakat. Studi Kasus: Kecamatan Petarukan, Kabupaten Pemalang

Artiningtyas Artiningtyas

Abstract


Poverty has been a problem in development in Pemalang District. One of the efforts of local government to tackle poverty is to respond and give full support to National Program of Urban Self-Empowerment (PNPM Mandiri Perkotaan). Through economic development activities in the form of Revolving Loan, trying to overcome the economic problems of poor households in the Petarukan sub-district ie low income and lack access to banking services. The persistence of high levels of poverty in Pemalang (from the 2005-2009 range in the 22-25% and is always higher than average poverty rate in Central Java Province) raises the question whether the implementation of PNPM urban generate the expected impact according to ie alleviation of poverty as measured from increased of beneficiary households’s spending. However program impact evaluation has not been done. Pemalang local governments only monitor the implementation of the program. Therefore, impact evaluation should be conducted to determine whether the implementation of the program is achieving the desired effect so that all resources have been used in efforts to alleviate poverty by PNPM urban was not in vain. This study aims to identify the economic problems experienced by poor households, identifies the effectiveness of the Revolving Fund allocation and impact evaluation of PNPM Urban Revolving Loan on the level of consumption of beneficiary households in Petarukan sub-district. Taking into account the poverty line ofCentral Javain 2007 and 2011 known to program impact on the poverty of beneficiary households.


Keywords


Poverty; impact evaluation; PNPM Urban revolving loan

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References


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DOI: http://dx.doi.org/10.21002/jke.v6i2.47

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